Low Terrence

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Western Massachusetts | Boston-Worcester Corridor | Hartford, Connecticut
Most working Americans believe they are reasonably well protected from severe financial hardship if they ever become disabled before reaching retirement age. In reality, getting the needed and deserved benefits can be a challenge.
At the Law Office of Terrence A. Low, workers, corporate employees and professionals who purchase private insurance find the advocacy they need when filing for disability benefits. From providing answers to clients' questions to appealing claims denials, Attorney Terrence "Terry" A. Low has the knowledge and experience to effectively handle employee benefits and disability insurance claims. Contact Terry Low to learn how he can help.
Aggressive Advocacy for Disabled Workers and Professionals
As a lawyer with more than 25 years of experience, Terry Low has helped hundreds of people deal with disability insurance problems — while also actively working for legislative reform to create a more just system for the disabled. His skill in all areas of disability insurance law is supported by his knowledge of many related areas that are important to his clients, such as personal injury, third-party liability, medical malpractice and attorney malpractice.
After a disabling injury, many corporate, government and service professionals find their incomes dramatically decreased or non-existent at the same time their medical expenses have increased. This causes serious financial difficulty. Government-sponsored programs, private insurance, and employee benefits are available to bridge this gap. Depending on how the employee earned a living and the nature of the disability, the disabled person may be entitled to benefits through:

Short- or long-term disability insurance (either purchased privately or provided through an employer-purchased "ERISA" plan)
Private occupational disability insurance

For many people, Social Security replaces only a minute portion of their earnings, and they must rely on private insurance to bridge the gap. Unfortunately, the facts indicate that, all too frequently, legitimate disability claims are denied, and existing disability benefits are threatened or discontinued even when the worker has a valid, serious incapacity.
Tenacious Pursuit of Disability Insurance Benefits
Problems claiming benefits are especially common with employer-based ERISA group plans, which are regulated only under a federal law that gives insurance companies many advantages over people who must file claims. What can a disabled professional do to combat the insurance giants and win the financial benefits they are due? Contact Attorney Terry Low
Mr. Low is available for a free consultation to discuss an aggressive strategy for obtaining your benefits through long-term or short-term disability insurance, Social Security, workers' compensation, disability waivers, life insurance, a death benefit claim, or an other disability insurance dispute. He will help you determine if you have a case, identify your legal options, and tenaciously pursue the benefits you are due. He also accepts attorney referrals for cases with any of these complex issues involving ERISA, SSDI, disability and insurance matters.